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Car and Driving License in Montenegro: What Changes When You Relocate

Buying an apartment in Bar means registering title to property. Buying bread, taking a child to school, or driving to Podgorica is an entirely different matter — a matter of cars and driving licenses — and here a completely different bureaucracy begins, one barely connected to real estate at all. It is the same kind of bureaucracy you have already met if you have gone through obtaining a residence permit or worked out currency control on a purchase payment. A license issued in Moscow, Berlin, or Belgrade does not work in Montenegro forever. A car on foreign plates is not forever either. Both questions have clear deadlines, and both deadlines are counted not from the date you bought the apartment, but from the date you actually arrived in the country or received your boravak. Below is what is confirmed in the law and practice of 2026, and what is not — no promises, no invented stories.

Author: Oleg Razumnov
Founder and Director of Construction, Zen Gardens
We're often asked the same question: how much time do you actually have before you need to deal with your license and your car? Usually more than it seems — if you know the exact deadlines in advance.
19.09.2026
·
18 min read

The short answer: what to remember in the first week

In short, here is what matters. A foreign driving license (in Latin script) can be used in Montenegro without restriction for the first 90 days — after that you need either an exchange or a local exam¹. A license not in Latin script — Cyrillic, Arabic script, and so on — requires an International Driving Permit from day one¹. A car on foreign plates is not unlimited either: the tourist regime is time-limited, and for a genuine long stay the car must either be temporarily imported under a concession or customs-cleared². Exchanging a license without an exam is confirmed by an intergovernmental agreement only with Germany³ — for other nationalities, the general procedure applies, which also requires no exam, but does require a translation and proof that you lived abroad for at least six months⁴. What follows is the detail, in order, with a source for every figure.

A foreign license in Montenegro: 90 days — and then what

The first thing worth understanding: the law does not forbid driving on a foreign license immediately after relocating. The problem does not start on day one — it starts with accumulated time in the country.

According to a practical breakdown for foreigners relocating, if your license is issued in Latin script and is valid, you may use it without restriction for the first 90 days¹. After that period — that is, after roughly three months of continuous presence — you must either obtain a Montenegrin license (by exchange or from scratch) or continue driving in formal violation of the rules¹. We did not find an official document stating this same "90 days" figure at the level of an individual statute — it is a practical benchmark cited by relocation consultants, and we present it here as a reference point, not as a specific article of law.

Here it is worth honestly flagging a discrepancy between sources. One source, which cites specific articles of the law (Art. 176 and its paragraph 4), describes the mechanics differently: for a tourist there is no separate "90-day ceiling" in the law — you may drive as long as both the license and your legal basis for staying remain valid; the six-month count in Art. 176(4), meanwhile, applies specifically to those whose residence permit via property (boravak) has already been approved — that is, to those relocating, not visiting¹⁴. In other words, "90 days" is probably a simplified practical benchmark that different consultants apply to different situations (tourist versus relocator), rather than a single rule that applies to everyone. We were not able to verify this directly against the official text of the law within the scope of this article — both sources are cited, and we treat the article-of-law claim as unconfirmed directly.

If the license is not in Latin script — Cyrillic (including Russian licenses, Serbian licenses in their Cyrillic variant, Belarusian licenses), Arabic script, and so on — the situation is stricter: such a license must be backed by an International Driving Permit (IDP) from day one, not after 90 days¹. The IDP is not a separate document replacing the license — it is a translated supplement to it, issued in the country where you obtained your original license (in Russia, through the Russian Automobile Touring Club; in Serbia, through AMSS; and so on), and it is valid for a limited period⁵.

An honest caveat about the IDP and Latin-script licenses: the road safety law formally allows driving on a valid foreign license without an IDP (Art. 176), but a separate article on fines (Art. 325) provides for a sanction of €30–60 specifically for lacking an IDP in that category — meaning that in practice a fine is formally possible even for a Latin-script license. The source that cites both articles calls this an internal contradiction of the law itself, and on that basis recommends that all foreign drivers, including those with Latin-script licenses, carry an IDP "as a safeguard"¹⁴. We cannot confirm the exact text of both articles against the primary source (we were unable to locate the official text of the law), so we present this as a practical recommendation rather than as a conclusively proven rule.

Exchanging a license without an exam: who is lucky, and who follows the general procedure

Here it is worth separating two different scenarios right away, because they are often confused.

The first is the intergovernmental agreement. It is confirmed by an official document of the Government of Montenegro only with Germany: German citizens who have obtained, or will obtain, a boravak in Montenegro for a duration of at least 185 days in a calendar year may exchange their German license for a Montenegrin one without retaking the theoretical or practical exam³. This is a direct quote from an information letter of the Ministry of Internal Affairs of Montenegro, not a paraphrase of a blog post³. For our German audience, this is, in effect, the fastest route: an exchange, not starting from scratch.

We did not find, in open sources, any other similar bilateral agreement specifically covering Serbia, Russia, Turkey, or any other country. This does not mean an exchange is impossible for everyone else: the section below, on documents, describes the general procedure, which also proceeds WITHOUT an exam⁴ — it is simply not tied to a particular country by a special treaty, but instead operates under a general rule for foreigners with sufficient driving experience abroad.

How to exchange a license: documents, deadlines, three payments

The general exchange procedure (not the German special case, but the standard procedure for foreigners) looks like this⁴:

  • an application;
  • a valid foreign driving license;
  • a translation of the license by a sworn translator;
  • confirmation that you resided abroad for at least 6 months (a certificate from an employer, an educational institution, or passport stamps) — that is, confirmation of actual residence, not merely the fact that the license was issued abroad;
  • a medical certificate of fitness to drive, no older than 12 months (except for certain categories, such as diplomatic missions);
  • three separate payments: €100, €5, and €10 — roughly €115 in total⁴.

No exam — neither theoretical nor practical — is required under this procedure⁴. This matters: if you are told that "a foreigner cannot exchange a license without retaking the exam," that is inaccurate for the general procedure described above, although we cannot guarantee that a specific municipal office will not, in practice, ask for something additional — local bureaucracy varies.

If you have no license at all: obtaining a Montenegrin one from scratch

A separate scenario is when you never had a license at all, or your previous one expired long ago and it is easier to obtain a new one than to reinstate the old. The path looks like this⁴ ¹:

  1. Medical examination — around €40–45¹.
  2. Driving school — a theoretical and practical course, roughly €300–350¹.
  3. Theoretical exam, followed by practical lessons and a practical exam.
  4. Filing documents with the municipality — in your case, most likely in Bar (we have a separate city guide) — around €15¹.
  5. Issuance of the license — on average within 3–7 days after passing successfully¹.

The total cost for this path is roughly €355–410¹ — noticeably more expensive and slower than an exchange under the general procedure (about €115 and no exam). The practical takeaway: before signing up for driving school, it is worth checking whether an exchange might apply to you instead — the difference in money and time is substantial.

As for how long a Montenegrin license, once obtained, remains valid: as a general rule it is issued for a period until the holder turns 40, and is then renewed every 10 years (after age 70, every 2 years); category D is renewed every 10 years separately from other categories⁴. Renewal costs €10–15 plus a medical certificate⁴.

Your own car or one bought locally: two different paths to the same goal

Next comes the question of the car itself, and here there is a fork at the very start. Importing your own car and dealing with customs clearance is one path. Buying a car already in Montenegro is an entirely different one, with different questions (covered toward the end of this article). We look at both, but we start with importing, because that is where most questions come from among those relocating for the long term who are used to their own car.

Foreign plates: what is allowed, what is not, and how long it lasts

The key fact here is that not all foreigners are in the same position, and confusing these regimes is expensive.

For citizens of European Union and European Economic Area countries and Switzerland (as well as Montenegrin citizens permanently residing in those countries), a temporary-import concession applies to vehicles: they are exempt from VAT and customs duty for up to six months within any twelve-month period — whether continuous or accumulated across several periods². Once that period expires, the car must either leave the country or undergo the full customs procedure². An additional condition of the concession: the car may not be sold, rented out, or transferred to persons permanently residing in Montenegro² — the same principle of distinguishing residency status that applies to the question of who manages a building in a multi-unit property: your formal residency status determines which rules apply.

For citizens of states outside the EU/EEA/Switzerland — that is, for example, Russia, Turkey, or Serbia as such (Serbia is not an EU member) — the sources we found do not indicate a separate concession of this kind; the standard temporary/permanent import procedure applies, which we cover in the next section². Here is an honest caveat: we did not find a separate document giving an exact number of days for driving a car in under the ordinary tourist regime (without the EU/EEA concession) — the common practical benchmark cited by relocation consultants is the same approximate 90 days as for licenses¹, but we did not find a separate customs act specifically stating this figure for cars, and we do not present it as a confirmed rule.

The relocation concession: importing a car without customs clearance

A separate concession — and probably the most useful one for our audience — is not the tourist one but the relocation one. According to an official clarification from the Customs Administration of Montenegro, household items — including a personal car — may be imported free of duty and VAT within 12 months of registering your place of residence, provided you resided abroad continuously for at least 12 months before relocating⁶. This is a direct provision from the Uprava carina portal, not a paraphrase of a blog post.

In practical terms, this means: if you are relocating to Montenegro for good — including with children — (obtaining a boravak and registering your place of residence) and had lived abroad continuously for a year before that, you have a one-year window to bring your car in without customs clearance, instead of paying duty and VAT under the standard scheme. A clarification on the conditions that we were nonetheless able to find: the car must be personally owned and used for at least 6 months BEFORE relocating⁶, and once cleared under this concession, it cannot be sold or otherwise disposed of within 12 months without notifying customs and paying the duty⁶. The full list of documents confirming "continuous residence" is not detailed in the public clarification — for precise advice on your specific case, it is worth contacting the customs authority directly or a specialized agent⁶.

A separate concession is provided for people with disabilities: cars imported for personal use are fully exempt from duty for individuals with 100% disability, or with a disability of at least 80% due to impairment of the musculoskeletal system (for the 80% threshold, specifically an impairment of the musculoskeletal system, spine, or central nervous system) — on condition that the concession may be used no more than once every 5 years⁶. According to separate data from a public organization working on this issue, the exemption also extends to VAT, but is arranged separately — through the Ministry of Finance, via a different procedure than the duty exemption obtained through customs⁶.

Customs clearance "from scratch": duty, VAT, and the 15-year age limit

If neither the relocation concession nor the EU/EEA concession applies, the car is customs-cleared under the standard scheme. Here is what is confirmed.

As of July 1, 2024, Montenegro has banned the import of cars older than 15 years — this date and rule are independently confirmed by several media outlets (Al Jazeera Balkans, the Investitor portal, eKapija, and Dan), citing a decision of the relevant ministry amending the regulation on technical requirements for imported vehicles⁷. The minimum environmental standard for imported cars is Euro 5⁷. An important caveat from the same source: the restriction applies specifically to imports — cars already present and registered in the country before the ban took effect continue to be driven and re-registered as usual⁷.

On the customs rate — the same logic applies as with property purchase tax — rates need to be checked for your specific case, not assumed from a general percentage found in a blog post. Duty on cars is typically 5%, and the standard VAT rate on imported cars is 21%⁸. The duty can be reduced to 0% if you have a EUR.1 certificate of origin or equivalent proof that the car was manufactured in the EU or in a CEFTA-zone country⁸. We cite these figures from a foreign specialist blog on importing cars into the Balkans⁸ — we did not find an official customs tariff with an item-by-item breakdown specifically for passenger cars in the primary source, so we recommend checking the exact rate for a specific car via the customs calculator on the Uprava carina portal before making a decision⁹.

Registering a car: the step-by-step procedure

A separate matter from customs clearance is actually registering the car in your name. The same logic of paperwork discipline applies here as with checking a property's legal standing before purchase: documents first, money second. The key condition: without an issued boravak (residence permit), you cannot register a car in your name — the most you can do without one is drive it for a limited period¹⁰. With a boravak, the procedure looks roughly like this¹⁰:

  1. Completing the transaction — a notarized purchase agreement (if buying within the country), or a customs declaration and a Euro 5/6 conformity certificate (if importing).
  2. Paying taxes — customs duty and VAT on import (see above), plus a separate vehicle-use tax paid specifically at registration: under the law on the tax on the use of passenger cars, the rate depends on engine size — from €25 (up to 1300 cc) to €1,500 (over 5000 cc), with intermediate steps, and is reduced by 5% for each full year of the car's age, but by no more than 50% in total¹³. Separate from this tax is a transaction duty (transfer tax, "porez na promet") for cars already registered in Montenegro when bought secondhand: also 5%, but calculated on the market value at the time of the transaction — not to be confused with the customs duty on import, which rests on a different basis¹³.
  3. A technical inspection at an authorized center (details in the following section).
  4. Third-party liability insurance (OSAGO) — without it, registration documents will not be accepted (details two sections below).
  5. Filing the package with the MUP (Ministry of Internal Affairs) — in practical experience, registration takes 5–7 days¹⁰.

The total cost of registration alone (excluding duty, VAT, and the vehicle-use tax), based on practical estimates, is around €220–350¹¹, separate from the technical inspection and insurance. In practice, the validity period of the registration is often tied to the validity period of the boravak — that is, roughly one year, with the need to renew it alongside the boravak¹⁰.

Registering a car: five steps (you need a boravak)
1
The deal
A notarized sale-purchase contract (buying in-country) or a customs declaration and Euro 5/6 certificate (importing).
2
Taxes
Duty and VAT on import, plus a usage tax at registration (€25–1500 depending on engine size).
3
Technical inspection
At an authorized center, €20–55 depending on the car and the service.
4
Liability insurance
Without a policy, your registration documents won't be accepted — from €100/year.
5
Filing with the MUP
A set of documents — in practice, registration takes 5–7 days.
Final processing (excluding duty, VAT and tax) — roughly €220–350.

OSAGO: mandatory insurance since 2012

Third-party liability insurance for vehicle owners (in Montenegrin, osiguranje od autoodgovornosti) has been mandatory in Montenegro since 2012¹⁰ — without a valid policy, the MUP will not accept registration documents. The same logic applies here as with insuring the property itself: formally not always mandatory, but in practice you cannot get further without a policy. According to practical data, the minimum coverage under such a policy ranges from €550,000 to €750,000, and the policy itself starts from €100 a year, depending on engine power and driving experience¹⁰. Only the insurer itself can give an exact figure for a specific car and driver — we do not present these benchmarks as a fixed tariff.

Technical inspection: how often and how much it costs

If you are leaving for an extended period and leaving your apartment unattended, do not forget that a car has its own annual cycle of obligations too — the technical inspection does not wait for your return. A technical inspection is mandatory and is carried out at authorized service centers; it checks the braking system, steering, tires, lighting, and exhaust levels¹⁰. On pricing, two independent sources give close but not identical ranges — €20 to €50 according to one estimate¹⁰, and €35 to €55 according to another, more recent one¹². We cite both, because the final price clearly depends on the type and power of the car and, probably, on the specific service center — we did not find a single fixed rate covering all categories. On frequency, the source already cited above for pricing gives a practical benchmark: once a year for most passenger cars, and once every six months for cars past a certain age and for taxis¹⁰; we did not find the exact age threshold or the article number of the regulation that sets it, so check the specific age cutoff with the service center before your first inspection.

How much all of this costs together: three scenarios

To bring the figures above together into one picture, here are three realistic scenarios — excluding the cost of the car itself:

Scenario A: exchanging a German license under the intergovernmental agreement, plus registering a car you already own that was imported under the relocation concession: license exchange — "statutory fees and expenses" without an exam³ (the exact amount for German citizens under this specific agreement is not stated separately from the general exchange total in the source, roughly the same ~€115⁴), plus registration ~€220–350¹¹, plus OSAGO from €100/year¹⁰, plus technical inspection €20–55¹⁰ ¹². Total, roughly €350–620 in the first year, excluding duty and VAT, if the relocation concession applies.

Scenario B: exchanging a license under the general procedure (not Germany), plus customs-clearing a car from scratch: license exchange ~€115⁴, duty of 5% and VAT of 21% on the car's value (calculated individually)⁸, plus registration, insurance, and technical inspection — the same amount as in Scenario A, that is, an additional ~€340–505. The total depends heavily on the value of the car itself — it is the duty and VAT that dominate here, not fixed fees.

Scenario C: obtaining a license from scratch, plus buying a car already in Montenegro (no import, no customs clearance): license from scratch ~€355–410¹, registering a car already local (no duty or VAT, since the car is not imported) ~€220–350¹¹, insurance and technical inspection as above. Total, roughly €700–1,015 in the first year, excluding the price of the car itself.

These are budgeting benchmarks, not guaranteed sums — exchange rates, tariffs, and specific rates change, and we are not taking on the role of a personal consultant for your case. If you are planning a major real estate transaction in the same months — for example, taking out a mortgage — these amounts are worth keeping in the same table as your other relocation expenses, rather than tallying them separately once the main budget has already been finalized. For the broader picture of living costs in the country, see our breakdown of how much life costs in Montenegro.

What it costs altogether: three scenarios (first year, excluding the price of the car itself)
A. Exchange under the agreement with Germany + car under the resettlement allowance€350–620
License exchange ~€115, registration ~€220–350, third-party liability insurance from €100/year, technical inspection €20–55 — free of duty and VAT.
B. Exchange under the general procedure + full customs clearance "from scratch"from ~€455 + duty/VAT
Exchange ~€115, the same registration/insurance/inspection ~€340–505, plus 5% duty and 21% VAT on the car's value — here they're what determines the final total.
C. License from scratch + buying a car already in Montenegro€700–1015
License from scratch ~€355–410, registering a local car ~€220–350 (free of duty and VAT), insurance and inspection — as above.
Planning benchmarks, not guaranteed amounts — fees and rates change.

Common mistakes: where time and money are actually lost

Three practical traps follow from the facts above, worth knowing in advance — in the same spirit as our breakdown of the 15 biggest mistakes when buying property in Montenegro.

The first is confusing the intergovernmental agreement with Germany with the general exchange procedure. If you are not a German citizen, you can most likely still exchange your license without an exam under the general procedure⁴ — simply not on the same legal basis as German citizens, and with a different set of supporting documents.

The second is confusing the temporary-import concession for EU/EEA/Switzerland citizens (up to 6 months a year, duty-free, but with mandatory export of the car or customs clearance once the period expires)² with the relocation concession for registering a place of residence (12 months to import duty-free, provided you lived abroad for a year before relocating)⁶. These are different legal bases with different conditions, and you cannot apply both at once — you need to choose the one that actually matches your situation.

The third is relying on unofficial time benchmarks (for example, "90 days" for a car and a license as a tourist) as though they were a specific article of law. We use this figure as a practical benchmark from a breakdown for people relocating¹, not as a direct quote from the road safety law — we did not find a separate official rule with this specific number applicable specifically to cars, and we recommend building in a margin of time rather than cutting it close.

Buying a car already in Montenegro: what changes

If there is no car to import — the car is bought locally instead, on the secondary market or from a dealer — then the question of customs clearance and the 15-year age limit falls away: it applies specifically to imports, not to cars already in circulation within the country⁷. This is the same "start small" principle as the decision to rent an apartment before you are ready to buy: fewer commitments at the start. What remains: a notarized purchase agreement, technical inspection, OSAGO, and registration in your name, which requires a boravak¹⁰ — that is, the same set of steps described in the registration section above, minus the customs part. For many people relocating for the first time who are not yet ready to deal with customs clearance, this is objectively the simpler path at the start — though the choice of model and year is limited to what is actually sold locally.

Timeline of deadlines you must not confuse

Gathering all the deadlines in this article into one list: 90 days — a practical benchmark, after which it is time to resolve the question of your license and of a car on foreign plates, if you are not a citizen of the EU/EEA/Switzerland¹; 6 months within a 12-month period — the duty-free temporary-import concession on a car for citizens of the EU, EEA, and Switzerland²; 12 months after registering your place of residence — the window for the relocation concession to import a car without customs clearance, if you lived abroad continuously for at least a year before relocating⁶; 185 days in a calendar year — the condition for exchanging a license without an exam under the agreement with Germany³.

The same principle of a sober forecast without embellishment applies in our breakdown of seismic resilience and earthquake risk in Montenegro. None of these deadlines begins automatically from the date you buy an apartment at Zen Gardens — they are counted from your actual relocation, your boravak registration, or your registered address. If you are already considering the project and are still only planning the best time to go and relocating not only for the property but on a permanent basis, it is sensible to check in advance with a boravak consultant which of the concessions described here actually applies to your country and length of residence abroad — before bringing a car in or selling one at home. The same principle of an honest account without embellishment applies in our article on what life in Montenegro is actually like. The project's own parameters, and a card for questions, can be found on the project page.

Timeline: deadlines you shouldn't mix up
90
days
Practical benchmark for your license
Guidance for newcomers puts 90 days as the cutoff for a foreign license in Latin script — not a legal deadline written into the law, but a practical benchmark.
6
mo.
Temporary import of a car — EU/EEA/Switzerland
Up to 6 months within any 12-month period — free of duty and VAT, whether continuous or added up across stays.
12
mo.
Resettlement allowance for a car
A 12-month window after registering your residence, provided you lived abroad continuously for at least a year before moving.
185
days
License exchange with Germany
A boravak (residence permit) of at least 185 days in a calendar year is the condition for exchanging without an exam under the agreement with Germany.
Sources
  1. Practical guide to obtaining a driving license in Montenegro for foreigners, blog.idaoffice.org, 2026 edition.
  2. “Građani iz EU, EEP-a i Švajcarske bez poreza na privremeni uvoz vozila u Crnu Goru,” Standard, news portal.
  3. Information letter from the Ministry of Internal Affairs of Montenegro on the exchange of driving licenses between Montenegro and Germany, official portal gov.me (wapi.gov.me).
  4. Section on driving licenses, Asistent.me (a Montenegrin government-services aggregator).
  5. International driving documents, Auto-Moto Savez Crne Gore (AMSCG), amscg.org.
  6. Frequently Asked Questions, official portal of the Customs Administration of Montenegro (Uprava carina Crne Gore), info.carina.co.me/faqs.
  7. “Od 1. jula u Crnoj Gori zabrana uvoza vozila starijih od 15 godina,” Al Jazeera Balkans, March 2024; independently confirmed by the portals Investitor, eKapija, and Dan.
  8. Guide to importing cars into Montenegro, eCarsTrade (a foreign industry blog) — the duty/VAT figures are taken from this source and were not found in the official tariff.
  9. Customs calculator, official portal of the Customs Administration of Montenegro (Uprava carina Crne Gore), info.carina.co.me/carinski-kalkulator.
  10. “Registracija automobila u Crnoj Gori: Uputstvo za strance,” Montehub.me.
  11. “Cijena tehničkog pregleda i registracije vozila,” Inflacija.me, 2026 (in part); the registration cost range is also drawn from Montehub.me.
  12. The same publication, Inflacija.me — a separate technical inspection price range, differing from Montehub.me; both are given as a bracket.
  13. Zakon o porezu na upotrebu putničkih motornih vozila, plovnih objekata, vazduhoplova i letilica (official text of the law, gov.me/wapi.gov.me portal) — vehicle-use tax rates by engine size; Zakon o porezu na promet upotrebljavanih motornih vozila... (same portal) — the 5% transfer-of-ownership tax rate for secondhand cars; additional context (current tax steps, discussion of the reform) — bankar.me article, August 2026.
  14. International Driving Permit country page for Montenegro, idaoffice.org (a commercial IDP-issuing service, but one that cites specific articles of the law — 176(1)–(2), 176(4), 325(1)(21)); the page itself describes its own reading of the law as internally contradictory. Used only for the honest caveat about the discrepancy, not as the primary source for the ‘90 days’ figure (for that, the primary source is No. 1).

Further Reading

Zen Gardens residential complex in Bar, Montenegro — facade and grounds
Zen Gardens, Bar — the Tomba district: 24 apartments, 65% of the plot given to living rather than to the building, and engineering designed for twelve months a year rather than three.

— How to Get a Residence Permit in Montenegro — the general routes to a boravak, not just the car and license side of relocating.

— Currency Control and Legal Payment in Montenegro — how to pay for a purchase — and other large expenses — without tripping currency-control rules.

— How to Check a Property Before Buying — the same paperwork discipline that applies to registering a car.

— Property Purchase Tax in Montenegro — rates and how they are calculated, for comparison with the car duty and VAT above.

— What Life Costs in Montenegro — a broader monthly budget breakdown, for slotting the car and license costs into context.

— Moving to Montenegro with Children — kindergarten, school, and healthcare, if you are relocating as a family.

— Life in Montenegro: Honestly — an unglossed look at everyday life beyond the bureaucracy.

— When to Go to Montenegro — planning the right season for a scouting trip before you commit to a car or a license.

— The 15 Biggest Mistakes When Buying Property in Montenegro — the same honest, source-by-source approach applied to the property side of relocating.

Read also
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